Terms and Conditions


These terms and conditions (T&C) apply to all users of this Site. By using the Site you will be deemed to agree to these T&C without qualification. If you do not agree to be bound by these T&C, please discontinue use of the Site.


These T&C and your use of the Site will be governed by and construed in accordance with the laws of New Zealand and you submit to the exclusive jurisdiction of the New Zealand Courts.


You understand that More Concepts Ltd (MCL) may at any time in its sole discretion and without prior notice to you, prohibit or restrict your access to the Site.

Intellectual Property

More Concepts Ltd owns all copyright and other intellectual property rights in this website and reserves all its rights. More Concepts Ltd allows you to use this website for your non-commercial use only provided that you retain all copyright, trademark and other proprietary notices contained in the content. You may not copy, or display, for redistribution to third parties or for commercial purposes, any portion of this website without More Concepts Ltd's prior written consent. More Concepts Ltd will enforce its intellectual property rights under all applicable laws.

Hypertext Linking

Please do not create a link to any page of this website without More Concepts Ltd's written consent. If you would like to create a link to this website, please contact More Concepts Ltd at info@moreconcepts.co.nz. In any event, if you do create a link to any page of this website, you acknowledge that you are responsible for all direct or indirect consequences of that link, and you will indemnify us for the amount of all claims arising from, or in connection with, that link.

Information and warranties

MCL and it's information contributors do not give any warranty whatsoever, including without limitation, as to the availability, accuracy, completeness, currency or reliability of the information or services made available via the Site and expressly disclaim (to the maximum extent permitted in law) all liability for any damage or loss resulting from your use of, or reliance on the Site or the information provided via the Site. The site services and information are provided on an "as is" basis. MCL make no warranty that the Site will be free from viruses or any kind of malicious code whatsoever.

No Advice

You agree that MCL provide no advice or endorsement of any kind and nor do MCL give any advice or offer any opinion with regard to the value or suitability of any particular transaction or course of action. The availability of information through the Site does not constitute a recommendation by MCL to enter into any transaction or follow any course of action. Any decision that you make must be based solely on your own evaluation of your circumstances and objectives. MCL recommends that you independently verify the accuracy, currency or reliability of any information made available and upon which you intend to rely.

Technical Difficulties

You acknowledge that your use of the Site and associated services may be subject to interruption or delay. MCL does not make any warranty that the Site or services will be error free, without interruption or delay or free from defects in design or engineering.

Linked sites

No link appearing in the Content and no linked site is endorsed by MCL and no responsibility is taken for material on any linked site. You agree that by accessing any linked site you are doing so at your own risk and you agree to fully indemnify MCL against any liability arising out of your accessing any linked site.


To the maximum extent permitted in law you specifically agree to indemnify and hold MCL harmless from any and all claims relating to your use of the Site or its use by any person on your behalf. For the purposes of this paragraph Site means and includes any linked site.


The illegality, invalidity or unenforceability of any part of the T&C will not affect the legality, validity or enforceability of the remainder.


MCL may vary these T&C from time to time. By continuing to use the Site after a Variation has been posted on the Site you will be deemed to agree to the varied T&C.


MCL may immediately terminate this agreement without liability if it wishes to withdraw the Site or any part of it.